If you live in Australia then you have just come across a great credit card opportunity: ANZ Balance Visa.

Among this credit card’s features:
+ 0% p.a. balance transfers for 6 months.
+ 13.99% p.a. interest rate on purchases.
+ 1 Reward Point for every $1 you repay to your balance.
+ Rewarded with Cashback, Gift Cards, or Shopping Vouchers. […]