Home prices in the United States are anything but steady right now, and for most families, this means that owning a home is something of a pipe dream. Because the majority of prospective buyers in this market do not have the credit to qualify for a standard mortgage, banks have taken […]

We live in a spend, spend, spend society where many people feel like if they have the money in their checking account account they must spend it. On the other hand people are constantly told to put money in their savings account. Sometimes people will put money in their savings account and in so doing […]